Loud budgeting is a trend that has been making waves on TikTok since Lucas Battle introduced the concept in late 2023. The trend focuses on transparency with finances. Many influencers, especially those interested in budgeting and saving, took this topic and ran with it. While not all influencers focus only on loud budgeting, the ideas and encouragement are the same: being authentic and realistic with money and not being ashamed of it.
Loud budgeting influencers on TikTok
Steph and Den
With 315K followers on TikTok, the duo Steph and Den are giving out money tips. They teach followers how to ask for a raise, how to invest and, of course, how they’re using loud budgeting in their lives.
Jenny Park
@mohaewithjennypark 💙💙 3 ways to uplevel your finances and loud budget in 2024. Ps — while managing your finances are important, increasing your earning potential is KEY!!! #loudbudgeting #loudbudgetingtips #wealth #money #personalfinancetips
♬ original sound - jenny park
Jade Warshaw
Jade is a financial influencer who has shared her financial life and how she paid off $460K of debt. Jade now incorporates loud budgeting into her topics and is often on the Dave Ramsey podcast.
@jadewarshaw Great sustainable budgets are detailed, realistic, and flexible. Keep doing yo thang shawty!!!! I’m proud of you!! 🤣 😁 #loudbudgeting #budget #personalfinance #budgetingtips
♬ original sound - Jade Warshaw
Libby Brooks
Libby is an influencer with 113K TikTok followers who incorporates loud budgeting into her content. She shares “What I Spend in a Week” videos and different ways to budget in your 20s.
@libbybonthelabel An OOTD unlike any other with a budget-friendly twist 😏🫶🏼 #budgetstyle #ootddaily #affordablestyle #shoppingaddiction #antihaul #loudbudgeting #outfitfortoday
♬ original sound - Libby Brooks
Kait Alayna
Kait is a loud budgeting influencer on TikTok with 26K followers. She talks about all things personal finance, including what she earns in a month and how she does low-spend months from time to time.
@kaitalayna my monthly budget breakdown! for context: - i’m 26 - live in minneapolis - make $83k per year from my full-time job - and have $31k of student loan debt #loudbudgeting #monthlybudget #monthlybudgetbreakdown #budgetbreakdown #budgettemplate #genzbudgeting #millenialbudget #genzpersonalfinance #salarytransparency #paytransparency #spendtransparency #financialliteracy #spendingtransparency #spendingtracker #budgeting #budget #personalfinance #personalfinanceforwomen
♬ original sound - kait 🦋 | personal finance
Heather Pulier
Heather is a financial guru sharing her finance tips with her 19K followers. In her bio, she says she’s “offering emotional and practical skills for financial success” to those who follow along.
@heatherpulier Here's a powerful loud budgeting tip: Do not drink alcohol! It's costly and lowers inhibitions, leading to more spending, late-night shopping, extra orders on Postmates, and buying another round. The expenses quickly add up. Additionally, it's not great for your health. 💯% Water is the way. Opting for water instead means you won't have to miss a night out with friends due to budget constraints. Your restaurant and grocery bills will decrease, and your health will improve, making you mentally and physically stronger and able to practice financial wellness. 👉Practicing financial wellness is key to building the life you desire, both financially and emotionally. It's a win-win situation. ❤️Drop a note in the comments and let me know how it goes. #loudbudgeting #budget #financialliteracy #moneytips #moneytok #genzfiance #personalfinance #quitdrinking #finance
♬ original sound - HeatherPulier
Natalie Fischer
At almost 56K followers, Natalie is a budgeting influencer on TikTok who talks about investing and owning her own business. She believes that investing is important, especially in your 20s, and why loud budgeting can be a piece of that.
@investwithnat How did a GRWM video about how i’m saving money in 2024 lead to this?! I LOVE YOU! #loudbudgeting #loudbudgetingtips #budgettok #downgrademylifestyle #savingmoney
♬ original sound - laney kay
Lillian Zhang
With 106K followers, Lillian has a career, money and lifestyle account on TikTok where she occasionally shares how loud budgeting is a part of that. She talks about how she saved $100K by 23 and shows her net worth tracker.
@lillianzhang_ 2024 is our loud budgeting eraaa ✨ what else would you add? ☺️💕 #loudbudgeting #personalfinance #money #moneytips #financialliteracy #financialeducation #finance101
♬ That Couch Potato Again - Prod. By Rose
Emma
Emma shares her payday routine and discusses the guilt and shame that can sometimes come with budgeting.
@emma02115 Loud budgeting!! Over consumption and overspending is out in 2024 #loudbudgeting #budget #moneytoks #budgeting #postgrad #save
♬ original sound - emma | budget content
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