Eight out of ten people in the U.S. have a credit card, and many carry a balance. Research shows the average household has a credit card balance of $5,300, according to Bankrate. Whether you’re looking for tips to keep your balance in check or want a card that offers travel rewards, these 16 credit card influencers have the information you need.
16 credit card influencers sharing their tips
Beverly Harzog
Beverly is a credit card expert, columnist and bestselling author based in Georgia. Beverly schools her Twitter followers on rising credit card interest rates and how to decide which balance to pay to avoid paying interest.
In my @USNewsMoney column this week, I explain why your current balance might not be the same as your statement balance. I also tell you which balance to pay to avoid paying interest. https://t.co/z1lSpGbf6d
— Beverly Harzog (@BeverlyHarzog) February 23, 2023
Danny — dannydealguru
Danny is all about sharing his financial knowledge, tips and tricks to maximize your savings. He shares the latest credit card bonuses and offers with his followers and credit card options that offer cash-back incentives.
Southwest credit cards offers are still available through referrals. You can get a welcome bonus of 30,000 Southwest points and Companion Pass for almost one year. https://t.co/O9VjyD46cK
— Danny the Deal Guru (@dannydealguru) March 15, 2023
Andrew Lokenauth — FluentInFinance
Andrew is a whiz when it comes to topics like money, investing, personal finance, stocks, and cryptocurrency. As a mid-tier influencer on Twitter, Andrew shares different methods for climbing out of credit card debt and pointers for turning credit card points into passive income with his followers.
Credit card points = passive income
— Andrew Lokenauth (@FluentInFinance) February 28, 2023
Use credit cards to save thousands of dollars by earning reward points, cash back, travel rewards, free insurance, travel protection, purchase protection and raising your credit score
Here are 7 credit cards everyone should own:
John Eringman
John is a money-minded guy who prides himself in sharing helpful financial information in an easily digestible manner. On TikTok, where his 1.3M followers know him as johnefinance, he shares a 60-second overview of credit card 101 and explains how to remove late fees from credit card accounts.
Zachary Burrabel
Zachary is a financial adviser who offers credit card tips and travel hacks. He’s also a TikTok mega-influencer, where he breaks down the basics of the latest credit card offers and gives tips for finding the perfect credit card for your particular needs and lifestyle.
Josh and Chris — thecreditbrothers
Brothers Josh and Chris are dedicated to helping people achieve and maintain good credit. On TikTok, the duo rounds up the top credit cards for travel and shares suggestions for an everyday spending credit card.
Najee Hannigan
Najee is passionate about guiding others on how to repair their credit scores. On TikTok, Najee warns followers about subprime credit cards to avoid and why you should consider keeping old credit cards open, even if they’ve been paid in full.
John Liang — johnsfinancetips
John is a successful real estate investor who doles out daily finance tips for the masses. For his 2.2 million TikTok followers, John shares ways to earn free travel with credit cards and the top beginner credit cards of 2023.
Shonda Martin
Shonda is all about helping others enhance their credit education and reviewing the latest financial news. On TikTok, she’s a macro-influencer who shares her pick for the perfect all-in-one credit card and weighs the pros and cons of two popular credit card options.
J. Woodfin
J enjoys teaching people all about building their credit and making smart investment moves with their money. For his 200.4K TikTok followers, justjwoodfin discusses repairing your credit with secured loans versus credit cards and the benefits of using your credit card instead of your debit card daily.
Mike — limitlessculture
Mike likes talking shop about travel and credit repair. As a macro-influencer on TikTok, where Mike shares how to use a credit card responsibly and spills details on the best-hidden cash-back credit card on the market.
Mark Reese
As someone with years of experience successfully navigating the credit card world, Mark seeks to share his expertise with others. On YouTube, Mark is a mid-tier influencer who provides his picks for the year’s best travel credit cards and explains why you shouldn’t climb the credit card ladder.
Daniel Braun
Daniel teaches people how to get the most benefits from their credit cards and develop smarter everyday financial habits along the way. For his 70.9K YouTube subscribers, Daniel shares his list of the 10 best cash-back credit cards and the six best credit cards for college students.
Brian Jung
Brian is an investor and self-professed “serial entrepreneur” based in Washington, D.C.. On YouTube, where he’s known to his 1.25 million subscribers as juggernaut, Brian shares the ultimate credit card hacking guide and explains how to make money with your credit cards.
Humphrey Yang
Humphrey is a former financial adviser who hopes to impart wisdom to others. For his 932K YouTube subscribers, Humphrey shares his picks for the top five credit cards of 2023 and the absolute best for beginners.
Naam Wynn
Naam is dedicated to teaching actionable personal finance skills, including smart credit card management. On YouTube, Naam gives his 207K YouTube subscribers advice on when to pay your credit card bill to increase your credit score and how to get a business credit card without a business.
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